Khata Certificate
Introduction
Khata Certificate – Quick Facts
- Meaning: "Khata" literally means an "account" of the property owner for tax assessments.
- Components: Usually composed of a Khata Certificate AND a Khata Extract.
- Significance (BBMP/Karnataka): "A-Khata" designates legal properties; "B-Khata" designates properties violating building bylaws.
- Usage: Crucial for obtaining building licenses, water/electricity connections, and home loans.
What is a Khata Certificate?
A Khata Certificate is a vital municipal document (prominent across Karnataka and several other states under different names like Patta or Property Tax Account) that records an assessment of a property to determine the liability for property tax. It essentially certifies that a specific person is responsible for paying property taxes for a designated piece of real estate.
It consists of two parts: the Khata Certificate (which states who the owner is according to municipal records) and the Khata Extract (which details the property size, valuation, built-up area, and usage classifying it as commercial or residential).
Eligibility
Who can apply?
- Title deed holders requiring civic amenities (water/electricity).
- Individuals applying for bank loans, as financial institutions mandate an updated Khata.
Required Documents
- Registered Title Deed / Sale Deed.
- Latest Encumbrance Certificate (EC).
- Previous property tax receipts (if applicable).
- Sketch of the property / Location Map.
- National ID (Aadhar/PAN).
Application Process
How to Obtain / Transfer a Khata Online
- Register on the Official Municipal Portal (e.g., Sakala portal for BBMP in Bangalore).
- Fill out the standardized Khata Transfer / Registration form online.
- Upload the registered Title Deed alongside the Encumbrance Certificate (EC).
- The Assistant Revenue Officer (ARO) verifies the documents and calculates the compounding fee or transfer fee.
- Once approved, pay the fee online to download the digitally signed e-Khata.
Govt Fees2% of Stamp Duty value (approx) as Transfer Fee
Processing Time15 to 30 Days
Disclaimer: This guide is for informational purposes only. Procedures, fees, and processing times may vary by state. Always verify procedures directly from your state’s official Registration & Stamps Department portal or consult a certified property lawyer before making financial decisions.